Superannuation
Insurance inside superannuation
Another benefit of having insurance within superannuation is that in some cases premiums may be cheaper, particularly where you join through an employer that may have access to group insurance rates (which will generally cover a larger group of members at a cheaper rate than that which would otherwise apply to an individual).
Your Superannuation Fund
If you have your super statement in front of you, have a look at the current insurance that you have. Is it appropriate to your personal circumstances?
If you unsure, it may be worthwhile speaking to a Financial Adviser as they can assist you in determining appropriate types and levels of cover.
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